How much do I contribute?
The cost of your education as a Commonwealth Supported Student is shared between what you pay and what the Government pays. Generally speaking the Commonwealth Government pays part of the cost of your education and as a student you pay a Student Contribution (formerly known as HECS).
Student Contribution amounts are calculated per Unit of Study, which is equivalent to a 'course' at UniSA. Units of Study/courses are grouped into Bands which attract different Student Contribution amounts, within ranges set by the Australian Government. Not all courses in a given program are necessarily in the same student contribution band.
Your student contribution will be calculated on the band of the course and also on the weight of the course (the equivalent full-time student load (EFTSL) value of the course).
The formula for calculating your contribution amount for this course is:
EFSTL1 value for the course X Band amount
As an example:
LANG 1022 has an EFTSL1 value of 0.1252 and is a Band 1 course with a Band amount is $5,868.
Therefore the Student Contribution Amount (fee) you will be required to pay for this course is equal to 0.125 X $5,868, or $733.003 .
The band and EFTSL information for each course is available to you on the course information page under Fees.
As per the Australian Government guidelines, the student contribution amounts for 2013 are:
|Band||Field of Education||1 EFTSL||0.125 EFTSL|
||Humanities, behavioural science, social studies, foreign languages, visual and performing arts, clinical psychology, nursing4 and education4||$5,868||$733|
Computing, built environment, health,
engineering, surveying, agriculture
Mathematics5 , statistics5 , science5
|Band 3||Law, dentistry, medicine, veterinary science, accounting, administration, economics, commerce||$9,792
For previous years, check the historical student contribution rates.
How do I pay my student contribution?
The options available for paying your student contribution will depend on your eligibility for HECS-HELP. This covers:
- a 10% discount for full up front payments (or partial up front payments of $500 or more)
- a loan for all or part of your student contribution
Holders of other permanent visas and New Zealand citizens
If you are the holder of a permanent visa (other than a permanent humanitarian visa) or a New Zealand citizen, you are required to pay your student contribution up front, in full, to the University on or before the census date. You are not eligible for HECS-HELP. Please see the Information for Permanent Residents and New Zealand citizens page.
Can I make voluntary repayments?
Yes. You can make a voluntary repayment to the Tax Office at any time and for any amount. Making a voluntary repayment reduces your debt immediately. However, you may still have to make a compulsory repayment, if after making a voluntary repayment:
- you still have an accumulated HELP debt
- your repayment income is above the minimum repayment
Voluntary repayments are in addition to compulsory repayments. They are not refundable.
For further information about voluntary payments visit the Study Assist website.
Can I change my payment option?
You can change your HECS-HELP payment option during your enrolment (on or before the census date for a course).
As an Australian citizen or the holder of a permanent humanitarian visa, you are required to complete the section of the Request for Commonwealth support and HECS-HELP form that asks for an Indication of payment option. When you complete this section of the form, you are only advising the University how you intend to pay your student contribution. Your actual payment option is determined at the end of the census date for each course on the basis of any up front payments you have made to the University on or before the census date.
For example, if you previously chose to obtain a HECS-HELP loan for your entire student contribution, but now wish to make an up front payment, there is no need to fill out another form. Simply make the payment to the University on or before the census date.
To obtain a HECS-HELP loan you must give your TFN to the University on or before the census date. You risk cancellation of your enrolment if you do not do this.
1 The EFTSL (Equivalent Full Time Student Load) value is a measure of the study load for a course, as a measure of the total required study load for a full year in undertaking your program on a full-time basis.
2 Please note all EFTSL values are published and calculated at ten decimal places. Values are displayed to three decimal places for ease of interpretation.
3 If the amount calculated consists of whole dollars and a number of cents, the amount will be rounded down to the nearest whole dollar.
4 For pre-2010 students, the maximum annual student contribution amount is $4,696.
5 From 2013 mathematics, statistics and science has moved from the national priorities band back to band 2.